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Motorcycle crashes

Riders are often blamed first

Drivers say they didn’t see the rider, and insurers sometimes suggest the rider was careless. We start from what the road and the records show.

A motorcycle crash can mean road rash, broken bones and months off work, along with a bike that is damaged or gone. We collect the crash report, your medical records and the facts about the road and the other driver.

Questions about helmets and gear come up often. Whether they affect a claim depends on the state and the facts, and we explain how before anyone asks you to agree to anything.

Crashes we see

  • Left turns across a rider’s path

  • Merging and lane changes

  • Gravel, potholes and oil on the road

  • Crashes with pickups and trucks

A man in a wrist brace holding a black motorcycle helmet

What riders often need

Recovery after a bike crash can take more than a doctor’s visit.

  • Treatment records

    Emergency care, follow-up visits and therapy, in order.

  • Repair or replacement

    An estimate for the bike and its gear.

  • Time away from work

    Missed pay and what your doctor says about returning.

Questions about motorcycle crashes

Does not wearing a helmet end my claim?

Not always. The rules differ by state, and the facts of the crash matter. We’ll explain what applies to you.

Who pays for the bike?

Usually the other driver’s insurer, or your own coverage if the driver is uninsured. We help you ask the right company.

The insurer says the rider is to blame. Now what?

We look at the crash report, photos and witnesses, and answer the insurer in writing. You don’t have to argue it by phone.

Tell us about your ride

A few words about the crash are enough for a first call.

Please don’t send medical records or other confidential details through the website form.